Work out a monthly payment, see what price your income may stretch to, and compare bank home finance offers in Jordan. The figures are illustrations, not a bank quote.
Enter a rate to see a monthly payment. Hagzi does not fill in a bank rate for you.
Estimated monthly payment
Enter a rate to see a monthly payment. Hagzi does not fill in a bank rate for you.
Enter your monthly income to see a price.
Uses a debt-burden limit of 50% of monthly income. This is a Hagzi assumption, not a Central Bank of Jordan rule; each bank sets its own limit.
Fee figures are the Hagzi calculator settings, not a quote. Check the current fees with the bank and the Department of Lands and Survey.
| Bank | Product | Type | Interest / profit rate | Monthly payment | Term (up to) | Max financing | Min. salary | Verified | Ask about this offer |
|---|---|---|---|---|---|---|---|---|---|
| Jordan Islamic Bank | Ijarah Muntahia Bittamleek (housing finance campaign 2026) | Ijara | 3.66% – 5.50% (profit rate) | 470.572 JOD – 550.310 JOD | 25 yrs | 100% | — | 2026-10-31 | Ask about this offer |
| Cairo Amman Bank | First-home loan (ready apartments) | Conventional, variable | 4.99% (fixed 3 yrs, then variable) | 527.523 JOD | 25 yrs | 100% | — | 2026-10-31 | Ask about this offer |
| Jordan Kuwait Bank | Housing Loan Initiative for First Time Apartment Buyers | Conventional, variable | 4.99% (fixed 3 yrs, then variable) | 527.523 JOD | 25 yrs | 100% | — | 2026-10-31 | Ask about this offer |
| Arab Bank PLC | Housing Loan Offer 2026 | Conventional, variable | 6.25% (reducing balance) | 584.743 JOD | — | 100% | — | 2026-10-31 | Ask about this offer |
| Jordan Ahli Bank PLC | Housing loan | Conventional (bank does not say fixed or variable) | from 6.50% | from 596.459 JOD | 25 yrs | — | 400.000 JOD | 2026-10-31 | Ask about this offer |
| AL - Rajhi Bank | Lease-to-own financing | Ijara | from 6.50% (profit rate) | from 596.459 JOD | 30 yrs | 95% | 350.000 JOD | 2026-10-31 | Ask about this offer |
| Jordan Kuwait Bank | Housing Loan | Conventional, variable | 6.85% – 8.35% (variable) | 613.057 JOD – 686.682 JOD | 30 yrs | 100% | 400.000 JOD | 2026-10-31 | Ask about this offer |
| Islamic International Arab Bank PLC | Ready apartments and houses (Ijara) | Ijara | 7.00% – 8.25% (profit rate, variable) | 620.239 JOD – 681.653 JOD | 30 yrs | 100% | 150.000 JOD | 2026-10-31 | Ask about this offer |
| Bank of Jordan PLC | Housing loan | Conventional, variable | from 7.15% (variable) | from 627.463 JOD | 25 yrs | 80% | — | 2026-10-31 | Ask about this offer |
| Cairo Amman Bank | Real Estate Loan | Conventional, variable | 7.25% (fixed 1 yr, then variable) | 632.301 JOD | 30 yrs | 100% | 342.000 JOD | 2026-10-31 | Ask about this offer |
| Arab Bank PLC | Non Resident Jordanians Housing Loan | Conventional, variable | 7.50% (variable) | 644.475 JOD | 25 yrs | 90% | — | 2026-10-31 | Ask about this offer |
| Arab Bank PLC | Ready Property Loan | Conventional, variable | 7.50% (variable) | 644.475 JOD | 30 yrs | 100% | — | 2026-10-31 | Ask about this offer |
| Islamic International Arab Bank PLC | Home financing and saving product "Sukna" | Ijara | 8.00% (profit rate, fixed 10 yrs, then variable) | 669.152 JOD | 30 yrs | 100% | 150.000 JOD | 2026-10-31 | Ask about this offer |
Conventional finance charges interest on the balance still owed. Each month part of the payment is interest and part repays the loan, so the interest share falls over time. A fixed rate keeps the payment the same; a variable rate can move with the bank's reference rate.
Murabaha: the bank buys the home and sells it to you at an agreed higher price. The profit is fixed when the sale is made and is spread evenly over the term (a flat calculation), so the payment does not change.
Ijara muntahia bittamleek: the bank owns the home and leases it to you. The rent covers the bank's cost and profit, and ownership passes to you at the end of the lease. Hagzi works the payment out on a declining balance.
Diminishing musharaka: you and the bank buy the home together, and you buy the bank's share step by step while paying rent on the part it still owns. Hagzi has not opened a retail rate for this product, so there is no example figure.
A bank row appears in the comparison only after Hagzi has checked that bank's own page. Rates and terms change; the bank's offer letter is what counts.
Banks usually ask for a national ID, proof of salary from your employer, recent bank statements, and the property papers from the Department of Lands and Survey. How much salary history they want, and whether your salary must be paid into their bank, differs between banks.
Some banks finance residents who are not Jordanian, usually with a valid residence permit, a passport and a work contract. Banks differ on whether they lend at all and on the down payment they ask for, so check with each bank first.
Several banks have products for Jordanians working outside Jordan, often asking for a salary certificate from the employer abroad and statements from the account your salary is paid into. Documents, the down payment and the maximum term differ between banks.
No. It is an illustration from the rate you type. The bank's offer letter sets the real payment.
The calculator starts from a Hagzi assumption. Banks differ, and the down payment can depend on the property, your income and whether you live in Jordan.
The affordability figure uses the debt-burden limit set by Hagzi. It is not a Central Bank of Jordan rule; each bank sets its own limit and counts other loans you pay.
A conventional loan charges interest on the balance still owed. Murabaha fixes the bank's profit when it sells you the home, and the payment stays the same for the whole term.
Usually land registration fees, any bank fees, valuation and other one-off costs. The upfront figure uses the Hagzi calculator settings; confirm the current fees with the bank and the Department of Lands and Survey.
A bank appears only after Hagzi has checked its own page and the offer is still current. A missing bank may still offer home finance.
