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Buying costs calculator

Estimate the one-off costs of buying and the total cash you need on the day.

Results

Estimated cash needed 24,999.5 JOD

Cost Rate Amount
Land registration fee 3% of the price (minimum 20 per buyer) 3,000 JOD
Agent commission 1% of the price 1,000 JOD
Mortgage registration 0.1% of the amount financed 80 JOD
Bank arrangement fee 1% of the amount financed 800 JOD
Property valuation Fixed amount 100 JOD
Title search Fixed amount 4 JOD
Registry extract Fixed amount 2 JOD
Title deed Fixed amount 1.5 JOD
Land plan Fixed amount 3 JOD
Change statement Fixed amount 2 JOD
Plates and index Fixed amount 7 JOD
Total fees and costs 4,999.5 JOD
Down payment 20,000 JOD
Estimated cash needed 24,999.5 JOD

Not included (set to 0): Property sales tax (buyer share).

Registration uses the price you typed. The law uses the Department of Lands and Survey estimate.

Mortgage registration is 0.1% of the loan: the law is 0.08% of the secured debt, and banks secure up to 120% of the loan.

Registration fees and property taxes are set by the Department of Lands and Survey and may change. Exemptions or reductions may apply, for example for some first homes and apartments; check the current rates before you buy.

Law 7 of 2023 amends the Land Registration Fees Law No. 26 of 1958. Checked 31 Oct 2026; the Department of Lands and Survey schedule file could not be opened that day.

Find the parcel and its price per m² on the land parcel map.

Estimates only. This is not an offer of finance or financial advice. Rates, fees, eligibility and the final instalment vary by bank and change over time; ask the bank for a written quote.

About this calculator

The buying costs calculator lists the one-off costs of a purchase and adds the down payment, to give the cash you need on the day. Each cost is a percent of the price, a percent of the amount financed, or a fixed amount. Costs based on the amount financed apply only when part of the price is financed, and any cost set to 0 is named under the table as not included.

Questions

Are exemptions or reductions applied?
No. The registration fee follows the type of transfer you choose, and apartment exemptions are not applied. If an exemption applies to your purchase, the real fee is lower. Check the current rates before you buy.
Does the cash figure include the loan payments?
No. It is the down payment plus the one-off costs. For the monthly payment, use the mortgage calculator.
Where do the rates come from?
Hagzi sets them for Jordan. When a source is recorded, it is shown under the table with the date the rates were last reviewed. Rates can change.

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