Buying costs calculator
Estimate the one-off costs of buying and the total cash you need on the day.
Results
Estimated cash needed 25,030 JOD
| Cost | Rate | Amount |
|---|---|---|
| Land registration fee | 3% of the price | 3,000 JOD |
| Agent commission | 1% of the price | 1,000 JOD |
| Mortgage registration | 0.1% of the amount financed | 80 JOD |
| Bank arrangement fee | 1% of the amount financed | 800 JOD |
| Property valuation | Fixed amount | 100 JOD |
| Other fixed costs | Fixed amount | 50 JOD |
| Total fees and costs | 5,030 JOD | |
| Down payment | 20,000 JOD | |
| Estimated cash needed | 25,030 JOD | |
Not included (set to 0): Property sales tax (buyer share).
Registration fees and property taxes are set by the Department of Lands and Survey and may change. Exemptions or reductions may apply, for example for some first homes and apartments; check the current rates before you buy.
Fee rates: Department of Lands and Survey fees under Law 7 of 2023 (3% registration paid by the buyer; 3% sales tax paid by the seller; mortgage registration 0.08% of the secured debt, which banks set at up to 120% of the loan, so 0.1% of the loan here), bank and market practice for the rest. Read 30 Oct 2026. The 150 m² apartment exemption is not applied. Rates reviewed on 2026-10-30.
Estimates only. This is not an offer of finance or financial advice. Rates, fees, eligibility and the final instalment vary by bank and change over time; ask the bank for a written quote.