Buying costs calculator
Estimate the one-off costs of buying and the total cash you need on the day.
Results
Estimated cash needed 25,030 JOD
| Cost | Rate | Amount |
|---|---|---|
| Land registration fee | 3% of the price | 3,000 JOD |
| Agent commission | 1% of the price | 1,000 JOD |
| Mortgage registration | 0.1% of the amount financed | 80 JOD |
| Bank arrangement fee | 1% of the amount financed | 800 JOD |
| Property valuation | Fixed amount | 100 JOD |
| Other fixed costs | Fixed amount | 50 JOD |
| Total fees and costs | 5,030 JOD | |
| Down payment | 20,000 JOD | |
| Estimated cash needed | 25,030 JOD | |
Not included (set to 0): Property sales tax (buyer share).
Registration fees and property taxes are set by the Department of Lands and Survey and may change. Exemptions or reductions may apply, for example for some first homes and apartments; check the current rates before you buy.
Fee rates: Department of Lands and Survey fees under Law 7 of 2023 (3% registration paid by the buyer; 3% sales tax paid by the seller; mortgage registration 0.08% of the secured debt, which banks set at up to 120% of the loan, so 0.1% of the loan here), bank and market practice for the rest. Read 30 Oct 2026. The 150 m² apartment exemption is not applied. Rates reviewed on 2026-10-30.
Estimates only. This is not an offer of finance or financial advice. Rates, fees, eligibility and the final instalment vary by bank and change over time; ask the bank for a written quote.
About this calculator
The buying costs calculator lists the one-off costs of a purchase and adds the down payment, to give the cash you need on the day. Each cost is a percent of the price, a percent of the amount financed, or a fixed amount. Costs based on the amount financed apply only when part of the price is financed, and any cost set to 0 is named under the table as not included.
Questions
- Are exemptions or reductions applied?
- No. The calculator applies the rates in the table to the price you enter. If an exemption or reduction applies to your purchase, the real fee is lower. Check the current rates before you buy.
- Does the cash figure include the loan payments?
- No. It is the down payment plus the one-off costs. For the monthly payment, use the mortgage calculator.
- Where do the rates come from?
- Hagzi sets them for Jordan. When a source is recorded, it is shown under the table with the date the rates were last reviewed. Rates can change.
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